Last updated: 15 August 2026
At SmartPlan Finance, we respect your privacy and are committed to protecting information that you provide when using our website, calculators, financial planning tools, AI-powered features, and other services.
This Privacy Policy explains what information we may collect, how we may use it, how we protect it, and the choices available to you.
Depending on how you use SmartPlan Finance, we may collect information that you voluntarily provide or information that is automatically generated through your use of the website.
When you use our calculators and financial planning tools, you may voluntarily enter information such as:
The information you enter into calculators may be used to generate calculations, estimates, reports, or other outputs requested by you.
When you visit SmartPlan Finance, certain technical and usage information may be collected automatically, including information such as:
We may use information collected through SmartPlan Finance for purposes including:
Some SmartPlan Finance features may use artificial intelligence or machine-learning technologies.
Information submitted to an AI-powered feature may be processed to provide the functionality requested by you, such as generating financial explanations, reports, summaries, research insights, or planning outputs.
Users should avoid submitting information that is not necessary for the requested feature.
AI-generated outputs may contain errors or inaccuracies. AI-generated information is provided for educational and informational purposes and should not be treated as personalised financial advice.
SmartPlan Finance may use cookies and similar technologies to support website functionality, remember preferences, understand usage patterns, improve services, and support advertising.
You can manage or disable cookies through your browser settings. Disabling certain cookies may affect the functionality of some features.
SmartPlan Finance may use Google Analytics to understand how visitors interact with the website and to analyse website performance and usage trends.
Google may collect information about website usage through cookies and similar technologies in accordance with its own policies.
More information about Google's handling of information is available through Google's Privacy & Terms information .
SmartPlan Finance may display advertisements through third-party advertising providers, including Google AdSense.
Advertising providers may use cookies, device information, or similar technologies to provide, measure, and improve advertising.
Google may use advertising cookies and similar technologies to serve, measure, and personalize advertisements based on a user's visits to this website and other websites, subject to Google's applicable policies and the user's available advertising settings.
Users can learn more about how Google uses information for advertising by visiting Google's Advertising information .
Users may also manage certain Google advertising personalization preferences through Google Ads Settings .
SmartPlan Finance may contain affiliate or referral links to third-party products and services.
If you use an eligible affiliate or referral link and subsequently become a customer of the relevant third-party service, SmartPlan Finance may receive a commission or referral fee at no additional cost to you.
Third-party companies may collect information directly from you when you visit their websites or use their services. Their handling of your information is governed by their own privacy policies.
SmartPlan Finance may link to or integrate with third-party websites, applications, financial institutions, advertising providers, analytics services, payment providers, or other external services.
We do not control the privacy practices of third parties. We encourage you to review the applicable privacy policies of any third-party service before providing personal information.
We do not sell your personal information simply because you use SmartPlan Finance.
Information may be shared with service providers or technology partners where reasonably necessary to operate the website, provide requested functionality, maintain security, analyse usage, process communications, or provide other services.
We may also disclose information where required by law, regulation, legal process, or to protect the rights, safety, security, or property of SmartPlan Finance, our users, or others.
We retain information for as long as reasonably necessary for the purposes described in this Privacy Policy, including providing services, maintaining accounts, meeting legal or regulatory obligations, resolving disputes, enforcing agreements, and maintaining security.
Retention periods may vary depending on the type of information and the reason it was collected.
We take reasonable technical and organisational measures to protect information from unauthorized access, loss, misuse, alteration, or disclosure.
However, no method of transmission or storage over the internet can be guaranteed to be completely secure. Therefore, we cannot guarantee absolute security of information.
If you create an account, you are responsible for keeping your password and login credentials confidential.
SmartPlan Finance is not directed specifically at children under the age of 18, and we do not knowingly request or collect personal information from children for the purpose of creating accounts or providing services.
If you believe that a child has provided personal information to us, please contact us so that we can review the information and take appropriate action.
Depending on applicable law, you may have rights relating to your personal information, including the ability to request:
To submit a privacy-related request, contact us at:
We may need to verify your identity before completing certain requests. Requests are handled subject to applicable law and legitimate requirements for retaining information.
If you have an account with SmartPlan Finance or have submitted personal information through the website and would like to request deletion of your account or associated personal information, you may contact us at:
We will process and safely purge your authenticated information from our active databases within 30 business days, subject to any prevailing legal, operational, or regulatory data retention obligations.
SmartPlan Finance may allow users to enter financial information into calculators and planning tools.
Users should provide only information that is necessary for the requested calculation or service and should avoid entering sensitive information such as passwords, banking login credentials, card PINs, one-time passwords, or account security credentials.
SmartPlan Finance will never require you to enter your bank password, ATM PIN, credit or debit card PIN, or one-time password into a financial calculator.
We may update this Privacy Policy from time to time to reflect changes in our services, technology, legal requirements, or privacy practices.
When changes are made, we will update the "Last updated" date shown at the beginning of this page.
Your continued use of SmartPlan Finance after changes are published constitutes acceptance of the updated Privacy Policy to the extent permitted by applicable law.
If you have questions about this Privacy Policy, our privacy practices, or the handling of your information, please contact us at:
Privacy & Support: support@smartplanfinance.com